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The honest comparison

Hank vs Ruby, Smith.ai, and the $30 apps.
Same call. Five different outcomes.

The honest, feature-by-feature breakdown. No "we're better because we say so" — just what each service does with the same call and what you get in your pocket after.

Where Hank fits

Priced like software, run like a receptionist.

Four ways a small shop covers a phone right now. Cheapest hears nothing. Most expensive still won't book on your calendar.

Voicemail
$0
free, always was

Your callers hear a beep and hang up. Under three in a hundred leave a message. The rest call the next shop.

DIY bot
$49 to $299
Rosie, Goodcall, and the rest

Cheap to buy, shallow to use. No transfer logic, no live oversight, no owner text after each call. Set it, hope it holds, and find out later.

Hank
$497 a month
300 answered calls, 75¢ each over

Priced like software, run like a receptionist. Transfer triggers, emergency routing, business-hours logic, transcript to your phone in 60 seconds.

Human answering service
$720 to $1,725
Ruby, Smith.ai at similar volume

A person reads a script. No booking on your calendar, no CRM writeback, priced per minute or per call so a busy month hurts.

Reference: Ruby about $720 a month for around 200 minutes of coverage. Smith.ai about $9.75 to $11 per call. Hank is 300 answered calls for $497. Competitor list prices verified 2026-08-05, re-check quarterly.

The breakdown

52 points of comparison.

Yes / Included Limited or optional No / Not available
Feature
Hank
Matthews Automation
Ruby Receptionists
Human answering service
Smith.ai
Hybrid human + AI
$30–60 AI apps
DIY app category
Voicemail
The default

Coverage & availability

Answers every call, 24/7/365
Handles many simultaneous calls
Picks up on ring 1 — never a hold queue
Weekends + holidays covered in your retainer
Storm surge / after-hours flood ready

Understands YOUR business

Custom-built persona for your specific shop
Knows your trade jargon (SEER, tonnage, R-410, etc.)
Quotes your approved service-call price
Knows your service area (accepts / defers)
Applies YOUR emergency rules (real vs routine)
Knows your operating hours + who's on call
Temporary rules that auto-expire on your date
Tuned against fake test calls before going live

What it does with a call

Books directly on your calendar (not just a message)
Screens telemarketers + vendor pitches
SMS you immediately on real emergencies
Verifies before promising ("verify or defer" — never invents a price)
Captures full contact + service address
Confirms details out loud before hanging up
Detects the caller's language + adapts (Spanish)

What you get after the call

Text summary in your pocket in seconds
Full call recording — searchable
Written transcript of every call
AI summary of every call
Daily 8AM digest of yesterday's calls
Google Calendar booking with calendar invites
CRM / field-service tool integration
Owner portal to review + tune Hank

Setup & personalization

Built personally by the founder
Setup happens FOR you — you don't configure anything
Live and answering in under 48 hours
Tuning + tweaks after go-live at no extra cost

Support & accountability

Direct line to the human who built it
Private admin line for owner + team (teach Hank by voice, relay messages)
SMS receipt every time Hank learns a new rule
Same-day response to issues
Metro-Atlanta based (not a call center overseas)
No long-term contract
No cancellation fee

Safety net — when something goes wrong

Active fraud + impersonation detection on every call
Real-time alert when integrations break (before you find out)
Per-client incident log Mike watches personally
Auto-flags phishing / social-engineering / unauthorized-change attempts
You get a text when something goes sideways — not a ticket
Written continuity plan — Hank back live on a substitute vendor within an hour

Money

One-time to get started (build + first month) $1,500$95–150 setup onlyFreeFreeFree
Monthly after that $497/mo$400–800$240+$30–60$0
How volume affects your bill Flat — up to 300 calls/mo, 75¢/call over 300Per-minute / per-call meterPer-call meterUsually per-call over capn/a
Per-minute charges
Predictable monthly bill
First month of live service included in the start fee
Cancel by un-forwarding your line (10 seconds)

Competitor figures were read off their public pricing pages in July 2026. Individual plans vary and prices move — check theirs before you decide. The one column you can verify yourself right now is Hank: call the number above.

Your monthly bill

One plan. Every feature. No per-minute meter.

No feature ladder. No "call to unlock." What you see below is what a shop pays.

Base — the public plan

$497/mo

up to 300 calls/mo

75¢/call over 300. Month-to-month, cancel anytime.

$1,500 to get started is a complete package — your Twilio number, Mike-built persona, three tuning sessions, Mike reading every call in week one, AND your entire first month of live service. Same cash, honest words: the month is INCLUDED, not "free." Starting month two, $497/mo.

Running 800+ calls a month, multi-location, or custom integrations? Mike quotes those personally — not on the walk-in menu.

If you skim nothing else

Four things the chart makes obvious.

01

The demo is the product.

You can call every provider on this chart. Only one of them lets you hear the actual system before you buy — call (470) 467-7724. Interrupt it. Ask for a quote. Try to stump it.

02

Flat monthly — no per-minute surprise.

Ruby and Smith.ai bill per-minute or per-call, so your busiest month is your priciest month. Hank is flat: $497/month up to 300 calls, 75¢/call after. Never a surprise bill.

03

Built for your shop, not "for small business."

Cheap apps hand you a dashboard and expect you to configure it. Ruby's script is generic. Hank is built for your trade, your prices, your emergency rules — personally, by Mike. The $1,500 to get started covers your Twilio number, persona build, three tuning sessions, first-week transcript reviews, AND your entire first month of live service.

04

Bigger operations get a Mike conversation.

Running 800+ calls a month, multi-location, or custom integrations? Mike quotes those personally — not on the walk-in menu.

The part a table can't show

You can't hear a spreadsheet answer the phone.

Every provider on that chart will tell you they answer your calls well. Only one lets you check in two minutes. Call (470) 467-7724 right now — that number is answered by the exact AI receptionist your customers would reach. Ask it what a service call costs. Try to stump it. Interrupt it. Then imagine it doing that for every call you miss this week.

That's the whole pitch. The demo is the product.

Straight answers

Common questions

Is this really cheaper than Ruby Receptionists?

Almost always, at anything above light-volume. Ruby averages $400–800/mo depending on minutes used, with per-minute overage — busy months cost more exactly when you can least predict it. Hank is $497/mo flat, up to 300 calls/mo, and only 75¢/call over 300. Predictable bill. And Hank actually books the appointment, doesn't just take a message.

What's the catch with the $30/mo AI apps?

The catch is the setup and support — you configure it yourself, you keep it tuned, you deal with the edge cases when your customer gets an answer you don't like. Hank is personally built + tuned + supported by us (Mike and Jay). Different product entirely.

What exactly do I get for $1,500?

Your dedicated phone number, a custom Hank persona Mike builds personally for your shop, three tuning sessions in the first 30 days, Mike reading every call in your first week — AND your entire first month of live service. The $1,500 is not "setup plus your first month free." It's a complete package: build plus month one, one number, same cash. Then $497/mo starting month two. Call (470) 467-7724 to hear the same system your customers would.

How is Hank different from Smith.ai?

Smith.ai is a hybrid — humans backed by AI, mostly aimed at law firms and professional services. Hank is specifically built for home-service businesses: plumbers, HVAC, roofers, electricians. Different customer, different persona, different pricing model.

What about the AI receptionist built into Jobber or Housecall Pro?

If the receptionist bundled into your field-service software answers the way your shop needs, use it. Hank is for shops that want more than a checkbox: a persona built and tuned for your specific business by a person you can text, working no matter what software you run or switch to, with somebody local accountable by name when a call goes sideways. A bundled receptionist is a feature inside a bigger product — nobody at the platform reads your transcripts or texts you when it books your Saturday wrong. Fair warning in both directions: deep two-way sync inside those platforms is custom work quoted separately, not part of the $497 plan.

What if my call volume grows?

The public plan covers up to 300 calls/mo at $497/mo, then 75¢/call over 300 — most shops never hit the cap. Running 800+ calls a month, multi-location, or custom integrations? Mike quotes those personally — not on the walk-in menu.

Stop comparing. Just call him.

$1,500 to get started — complete build + your first month of live service. Then $497/mo a month. Month-to-month, cancel anytime.

CALL HANK (470) 467-7724